Terms of Service
Last updated: May 2026
1. Agreement to Terms
By accessing or using the services provided by Fast Fund Recovery LLC ("Company," "we," "our," or "us") through our website at fastfundrecovery.com or our client portal, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, do not use our services.
We may update these Terms from time to time by posting a revised version on this site. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.
2. SMS Program Description
Fast Fund Recovery LLC operates an SMS program that sends occasional promotional and non-promotional text messages, including surplus-fund notifications, property alerts, consultation reminders, claim status updates, and other important information related to your inquiry or services requested through our website or contact forms. You will only receive these messages if you explicitly opt in — for example, by checking the SMS consent box on our web forms and providing your mobile number.
After opting in, you may receive a confirmation such as:
“You’re now subscribed to SMS updates from Fast Fund Recovery LLC. Expect occasional promotional and non-promotional texts like property alerts and reminders. Msg & data rates may apply. Reply HELP for help or STOP to unsubscribe.”
3. SMS Cancellations
You can cancel the SMS service at any time. Just text “STOP” to the number that is sending you messages. After you send STOP, we will send a confirmation SMS to let you know you have been unsubscribed and you will no longer receive SMS messages from Fast Fund Recovery LLC. If you want to join again, simply sign up as you did the first time (or text “START” if available), and we will resume sending SMS messages to you.
4. SMS Help and Support
If you are experiencing issues with the messaging program, reply “HELP” for assistance, or contact us directly:
- Email: info@fastfundrecovery.com
- Phone: (363) 203-0087
- Address: 30 N Gould St Ste N, Sheridan, WY 82801, USA
5. SMS Message Frequency, Rates, and Carriers
Message frequency varies based on your interaction with our services, such as consultation requests, claim activity, and reminders. Message and data rates may apply for any messages sent to you from us and from you to us — please contact your wireless provider for more information about your text or data plan. Our SMS services are supported by most major U.S. carriers, and carriers are not liable for delayed or undelivered messages. You must be at least 18 years of age to participate in our SMS program.
6. Cookies
Our website uses cookies to enable core functionality and improve your experience. By using the site, you agree to the use of cookies as described in our Privacy Policy.
7. Description of Services
Fast Fund Recovery provides surplus fund recovery services for former property owners whose properties were sold at a mortgage foreclosure auction or a tax deed / tax sale auction, and where the sale generated more than what was owed — leaving surplus funds that legally belong to you. Our services include:
- Identifying surplus funds owed to you from mortgage foreclosure sales and tax deed or tax sale auctions
- Researching applicable state statutes, claim deadlines, and any state-specific recovery rules or caps that apply to your property's jurisdiction
- Verifying your eligibility to file — confirming your ownership interest, legal standing, and that the funds have not already been claimed or remitted to the state
- Conducting due diligence on the claim, including: pulling deed documents to verify ownership, researching outstanding liens (IRS, HOA, judgment, and mechanic's liens) that may reduce the net recoverable amount, and — where the former owner is deceased or the property had multiple owners — identifying heirs, beneficiaries, co-owners, and other stakeholders with a legal interest in the claim
- Collecting and verifying your identity and proof of ownership documents through our secure client portal
- Matching you with a state-licensed attorney in our network who specializes in surplus funds recovery, and coordinating the notarization of your Limited Power of Attorney (LPOA)
- Preparing and submitting the full claim package — including the Service Agreement, LPOA, Surplus Claim Form, and Assignment of Interest documents — to the appropriate court or county agency
- Tracking your claim status and keeping you informed at every stage through our client portal and direct communication
- Receiving recovered funds from the county and disbursing your share to you once the claim is approved and payment is issued
8. Fee Structure
Our services are provided on a contingency fee basis. You pay nothing unless we successfully recover funds on your behalf.
Standard rate — Expert Filing Agent: If you work directly with one of our expert filing agents by phone, the state-regulated filing fee is 30% of the gross recovered amount.
Online Registration Discount: Clients who register and complete all documentation through our online portal qualify for a reduced fee based on the estimated surplus amount:
| Surplus below $100,000 | 25% fee | 16.7% discount off the standard rate |
| Surplus $100,000 – $200,000 | 20% fee | 33.3% discount off the standard rate |
| Surplus above $200,000 | 15% fee | 50% discount off the standard rate |
Fee calculation: All fees are calculated based on the gross amount recovered before any applicable taxes or court costs. Discount eligibility is determined at the time of registration based on available public records and is subject to verification.
Specific fee arrangements will be outlined in your individual Service Agreement, which you will sign electronically before we begin work on your claim.
9. No Guarantee of Recovery
We do not and cannot guarantee that surplus funds exist or that any claim will be successful. Recovery depends on many factors outside our control, including but not limited to:
- Whether surplus funds still exist and have not already been claimed or remitted to the state as unclaimed property — most states enforce a strict funds-held period after which the county transfers remaining funds to the state
- Competing claims from other parties, including lienholders (IRS, HOA, judgment creditors), co-owners, heirs, or companies with a recorded interest in the property
- State-specific statutes governing surplus fund recovery — rules differ significantly between judicial and non-judicial foreclosure states, and some states impose a cap on the percentage recoverable by a third-party recovery firm
- Filing path and legal requirements — all claims are filed through a licensed attorney in our network; some states and claim types (such as mortgage foreclosures) impose additional procedural requirements or recovery caps that affect the outcome
- Court and county agency processing timelines, which vary from a few weeks to several months depending on jurisdiction and caseload
- Completeness, accuracy, and notarization of required documentation
- Complex claim scenarios, including deceased former owners, multiple owners of record, or properties held by a company or trust, which require additional verification and may take longer to resolve
Estimated amounts shown during the eligibility check are preliminary and based on available public records. Outstanding liens and other encumbrances are deducted from the gross surplus before disbursement. Actual recoverable amounts may be higher or lower.
10. Attorney Relationship
We are not a law firm, and we do not give legal advice — but you will have a real, licensed attorney working on your claim. Here is how that works:
- We find the right attorney for you. We match you with a state-licensed attorney from our network who specializes specifically in surplus funds recovery — based on where your property is located and the type of claim you have.
- You sign a Limited Power of Attorney (LPOA). This is a standard legal document that authorizes your attorney to file the claim on your behalf. It needs to be notarized — we coordinate the notary appointment with you and walk you through the process.
- Your attorney handles everything with the county. Once you have signed, your attorney prepares and submits the full claim package — including your Service Agreement, LPOA, Surplus Claim Form, and any required Assignment of Interest documents. You do not need to deal with the county yourself.
- Your attorney works for you, not for us. The attorney-client relationship is between you and the attorney assigned to your claim. They are an independent licensed professional with their own ethical obligations to you. Any legal questions about your case go directly to them.
- We stay with you throughout the process. Fast Fund Recovery handles all the coordination, paperwork, and communication on the administrative side — so you always know where your claim stands and what comes next.
11. User Obligations
By using our services, you agree to:
- Provide accurate, truthful, and complete information
- Promptly respond to requests for additional documentation
- Notify us of any changes to your contact information
- Not misrepresent your identity or ownership interest
- Not use our services for any unlawful purpose
- Maintain the confidentiality of your account credentials
- Not file duplicate claims through other recovery services simultaneously without disclosure
12. Document Accuracy
You represent and warrant that all documents submitted through our platform are authentic, unaltered, and accurately represent the information they purport to contain. Submitting fraudulent, forged, or materially misleading documents is grounds for immediate termination of services and may result in legal action.
We use automated or third-party verification technology to review submitted documents. While we take reasonable steps to ensure accuracy, you are ultimately responsible for the truthfulness and completeness of information you provide.
Document failure policy:
- First failed submission: If your submitted documents are incomplete, unreadable, or do not meet requirements, the attorney assigned to your claim will request alternative or corrected documents.
- Second failed submission: If your second submission also fails verification, a member of our customer service team will contact you directly to assist in gathering and preparing the correct documentation. However, eligibility for the online registration discount will be forfeited — your fee will revert to the standard 30% expert filing agent rate for the remainder of your claim.
13. Electronic Signatures
By using our client portal, you consent to conducting business electronically, including signing agreements and authorizations via electronic signature. You agree that your electronic signature has the same legal effect as a handwritten signature under the federal ESIGN Act and applicable state laws (UETA).
You may request paper copies of any electronically signed documents by contacting us at info@fastfundrecovery.com.
14. Client Portal
Our client portal provides secure access to your claim status, document uploads, and communications. You are responsible for maintaining the security of your login credentials. Notify us immediately if you suspect unauthorized access to your account.
15. Termination
You may terminate our services at any time by providing written notice. If funds have already been recovered or a claim is pending at the time of termination, our fee obligations as outlined in your Service Agreement may still apply.
We reserve the right to terminate services if we determine your claim lacks merit, if you breach these terms, or if you provide false or misleading information.
16. Limitation of Liability
To the maximum extent permitted by law:
- Our total liability to you shall not exceed the amount of fees actually paid by you to Fast Fund Recovery LLC.
- We are not liable for indirect, incidental, special, consequential, or punitive damages.
- We are not liable for delays caused by courts, government agencies, or third parties.
- We are not liable for the actions or omissions of independently licensed attorneys in our network.
- We make no warranty, express or implied, regarding the outcome of any claim.
17. Dispute Resolution
Any dispute arising from or relating to these Terms or our services shall be resolved as follows:
- Informal Resolution: Contact us at info@fastfundrecovery.com. We will attempt to resolve the dispute informally within 30 days.
- Binding Arbitration: If informal resolution fails, disputes shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules.
- Class Action Waiver: You agree to resolve disputes individually and waive any right to participate in class action lawsuits or class-wide arbitration.
18. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Fast Fund Recovery LLC and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
19. Modifications to Terms
We reserve the right to modify these Terms at any time. Material changes will be communicated via email or prominent notice on our website. Continued use of our services after changes constitutes acceptance of the modified terms.
20. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles.
21. Contact
For questions about these Terms of Service:
Fast Fund Recovery LLC
Email: info@fastfundrecovery.com
Phone: (363) 203-0087
Address: 30 N Gould St Ste N, Sheridan, WY 82801, USA